5 Best Gold IRA Companies

#1 - Goldco

While one of the best, and our #1 pick, Goldco is the company to use to acquire your precious metals. As a Gold IRA company, we do not doubt that they will provide the top-of-the-line services and support needed to diversify your portfolio and hedge against inflation.

As a leader in the precious metals industry, Goldco offers you the option to invest in a Precious Metals IRA or by purchasing the coins and bars outside of a retirement account. 

As a company that has been around for over a decade, Goldco is a leader in precious metals IRA rollovers providing the best "White Glove" services to help investors understand the steps required and provide the highest service and investment education to understand the process and transactions. When investing in gold or silver through your IRA, Goldco has preferred depositories to secure and hold your assets. IRS does not allow you to hold physical metals personally when purchasing using a retirement IRA. A depository provides you with the safety and security you need for your investment. Once you turn 59 and 1/2 years of age you have the choice to sell your investment or take possession personally. Either way, Goldco is there to help you along the way. 

Start Investing today.  Check out our full review of Goldco by Clicking Here!

As an established precious metals dealer with an excellent reputation Goldco has been in business for over a decade, and was founded by Trevor Gerszt. This firm prides itself on asset preservation and financial safety by moving retirement funds from 401(k), 403(b), and traditional IRA accounts to a Self-Directed IRA invested in Gold or Silver. 

A quick three-step process gets your IRA opened, funds transferred, and assets purchased. White glove service makes the process painless for investors. 

As a leader in Gold and Silver investments, Goldco provides an opportunity to purchase bullion, coins, and gold bars for investors in their investment portfolio.

You do not need to be a wealthy investor to purchase precious metals. If you have a retirement account from a previous employer or a current income you are eligible to open an account. The only other restriction is if you are over the age of 70 and 1/2 you will want to consult with a professional. 

****Current Offerings or Promotions for Goldco****

Goldco is offering up to $10,000 in FREE Silver for opening a Qualified Gold IRA Account. Want more info? Click Here and we'll send you over to their page where you will need to get their Free Guide on Gold Investing. 

Pros & Cons of Goldco

PROS

CONS

Conclusion to Our #1 Choice - Goldco for Gold IRA Companies

The Plug endorses Goldco as a viable self-directed IRA company that can diversify your portfolio by purchasing precious metals. This company's primary mission is to educate the public and ensure all investors make the correct decision when investing in Precious Metals.  

We place Goldco as #1 in our "5 Best Gold IRA Companies" for three reasons.

• First, they go the distance to make sure every investor is educated and aware of the power of precious metals as an investment to diversify their portfolio.
• Second, they got the #1 spot because they cater to those investors looking to get started with a retirement account rollover with a low initial investment of $25,000. This requirement ensures that they work with informed buyers and not with individuals trying to ride the market highs. They want to make sure the "right" individuals are buying physical gold and silver and those investors have the means to understand the risks of the bullion market. 
• Third, Goldco provides an option to Open a Precious Metals IRA or buy using your retirement savings. While a self-directed IRA may be the right retirement vehicle for some, it is unnecessary for all individuals. Work with the Goldco Precious Metals Specialist to understand your options. 

Overall, GOLDCO is, in our opinion, the best option for purchasing gold and silver within a self-directed IRA. Make them your first choice when looking to start investing in precious metals or if you are looking to conserve your wealth going forward. Proceed to get more information by clicking the link below for a FREE Wealth Protection Kit.  

#2 - Augusta Precious Metals

Augusta Precious Metals is geared to be your best option for gold or silver IRA investing. They pride themselves on being the 'best-in-the-industry" at providing you with a dedicated team and industry-best training and customer service.

Augusta Precious Metals is not for entry-level investors. To qualify with Augusta Precious Metals Gold IRA you must have, at a minimum, $100,000 that is available in an IRA or 401(k) to roll over. The Minimum IRA rollover is $50,000. When investing with Augusta Precious Metals it is a campaign to make sure your investments are secure. Therefore they don't take investing in precious metals lightly and make sure their clients are qualified and understand the precious metals market.

If your plan is to work with a company that cares about your end result, then Augusta Precious Metals is your best option. Working with a customer success agent that has years of education and training helps customers make the appropriate choices.

Three commitments Augusta Precious Metals makes are:

• Transparency
• Simplicity
• Service to the highest level

The Self-Directed IRA set-up is easy and quickly completed in three steps when working with the success agent. When you're looking for more knowledge the education team provides detailed information and shares knowledge on Gold and Silver prices and the precious metals market.  

The price points at Augusta Precious Metals are competitive in the gold bullion and silver bullion, gold and silver coins, and gold and silver premium bars. 

Prices paid are actual costs of the product as there are no commissions added to the list price at the closing. 

You will have a lifetime support agent while you are a buyer at Augusta Precious Metal. The company will buy back all precious metals but prices will vary based on spot prices at the time. No 100% guarantee on prices is possible given the fluctuation in prices. 

A feature-paid spokesman Joe Montana touts his portfolio diversification with Augusta Precious Metals. Reportedly Joe asked his financial advisors to find the best Gold IRA company and they determined Augusta Precious Metals was his best option. 

The Better Business Bureau has Augusta rating as A+

Trustpilot Gives Augusta 5-Stars

Consumer Affairs: 5-Stars

Company Principles

Augusta Precious Metals has 3 Major Commitments to their clients

As a priority, Augusta wants to educate their clients. Whether you choose to work with August or not, they want to make sure you are educated on Precious Metals investments and therefore they will give you all the time necessary to make a good decision.

IRA eligible Gold & Silver must meet the highest quality and fineness levels

• Gold Coins and Bars in an IRA must be 99.5% pure with one exception
• One gold IRA Exception: American Gold Eagle Coin which is 91.67% pure
• Silver Coins and Bars in a Precious Metals IRA must be 99.9% pure

IRA Approved Gold and Silver Coins Offered:

• American Eagles
• American Eagle Proofs
• Canadian Maple Leaf
• Gold Canadian Eagle
• American Buffalo
• Australian Striped Marlin
• Canadian Silver Soaring Eagle
• Canadian Silver Eagle with Nest
• American Silver Eagle
• Canadian Silver Maple Leaf

****Current Offerings or Promotions for Augusta Precious Metals****

Check with your Account Representative on your Initial Consult. They have different offerings and opportunities for new investors. 

Pros & Cons of Augusta Precious Metals

PROS

CONS

Conclusion to Our #2 Choice - Augusta Precious Metals for Gold IRA Companies

The Plug highly endorses Augusta Precious Metals. As a very close #2 to our top choice, Augusta is looking out for the investor. The educational resources of Augusta are second to none with Devlyn Steele, a Harvard-trained economic analyst, looking out for the best interest of their clients. The vast educational resources available to their clients are endless. 

Isaac Nurian, co-founder has a vision of empowering their clients to make informed decisions and diversify investor's savings. 

Overall, Augusta Precious Metals should be your first call if you are an affluent investor. The minimum requirements make them difficult for the beginner to work with, but their educational resources will help all interested parties. Choose Augusta Precious Metals if you have $100,000 or more available to rollover into a new SDIRA account and plan to invest $50,000 or more through your IRA. 

More on Augusta Precious Metals:

• ZERO fees for up to 10 years. Everyone qualifies.
• A+ BBB rating. AAA from Business Consumer Alliance. 1000s of 5-star rankings.
• 2022 & 2023 Money magazine: “Best Overall Gold IRA Company.” Investopedia: “Most Transparent.”
• Elite VIP approvals: Mark Levin, Judge Jeanine Pirro, Ben Ferguson. Even hall of fame quarterback Joe Montana is a customer and superfan. 
• YOU choose your gold & silver. Select from the most popular products – you’re in charge. 
• No pressure. Ideal for customers who are unhappy with their current gold IRA company.
• Compliant and transparent. Makes this a major part of its business for customer peace of mind.
• Best for ethics, and overall customer experience. Proven caring, reliable, respected gold IRA company.
• Free guides. How to avoid gimmicks & high-pressure tactics used by gold IRA companies.
• Account lifetime service. A personal resource throughout your ownership of precious metals.

#3 - Birch Gold Group

When looking for a Gold IRA company choose one that has been around for two decades. Birch Gold Group started in 2003 and has grown to be one of the most reputable precious metals companies in the United States.

Birch Gold Group offices are in Burbank, California and they only deal with customers in the United States. Birch Gold wants to make sure their investors are understanding of precious metals assets and how they can benefit you and your portfolio. The initial investment for IRA rollovers is $10,000. 

Having a minimum requirement doesn't rule out investing with Birch Gold. Their team wants to make sure you understand physical gold and silver as an investment whether you purchase within an IRA or with CASH. 

If you are looking to invest your retirement in Gold or Silver Birch Gold Group is a viable option. If you have a self-directed IRA opened you can use that IRA and purchase Bullion through Birch Gold Group.

No self-directed IRA set-up yet? No problem, Birch Gold Group will talk and walk you through the process to set up the IRA, transfer funds to the account, and help you purchase the Gold Coins or Gold Bars for your portfolio.

Birch Gold Group is not limited to only purchasing Gold and Silver Bullion through an IRA, you may choose to purchase outside your retirement accounts using CASH. 

IRA Set-Up Process

• Talk with a Precious Metal Specialist 
• Talk with an IRA Specialist, discuss current retirement & rollover eligibility
• After eligibility is confirmed, CREATE account with a custodian and complete paperwork to open a new self-directed IRA
• Rollover/transfer funds from an existing account to a new self-directed IRA
• Once the funds are established, now you purchase the precious metals for your account 
• Metals are stored in an approved depository and insured for up to $1 Billion. 

Gold and Silver Coin and Bar Options at Birch Gold Group

Birch Gold Group has a large list of available popular options for precious metals for investors. Below is a sample of the options for both gold or silver.

If you are purchasing Gold or Silver within your IRA you will need to make sure the coins or bars are all IRA-approved. Your account specialist can assist you with choosing the correct option prior to purchase. Once you purchase within the IRA Birch Gold will assist in helping transport the investment to the depository of your choice. Once delivered your investments will be safely secured in a vault till you start taking distributions. 

****Current Offerings or Promotions for Birch Gold Group****

For a Limited Time - Birch Gold Group is offering a few incentives for first-time investors.

• First-year fees are waved for IRAs over $50,000
• Free Shipping for cash purchases over $10,000
• Up to $10,000 in FREE precious metals on qualified purchases

To get more information on these promotions and more please check out the Birch Gold Website by Clicking Here. 

Pros & Cons of Birch Gold Group

PROS

CONS

Conclusion to Our #3 Choice - Birch Gold Group for Gold IRA Companies

The Plug highly endorses the Birch Gold Group. We believe this company intends to make sure you are educated before the purchase of gold or silver. They are helpful and willing to provide all the documents necessary for you to make a great investment decision.  

We place Birch Gold as #3in our 5 Best Gold IRA Companies only because of two reasons. First, they have some negative responses and reviews and several BBB complaints. We believe they have cleared up all concerns and they are in good standing. Second, they got the #3 spot because of the initial investment requirements. We like the low barrier to investment. However, some other IRA companies have an even lower barrier to entry. But, we believe if you are investing in gold through your IRA, due to the cost associated with setting up and yearly maintenance, you need to have more than a couple of thousand dollars invested to cover the cost of the self-directed IRA and also to hedge against inflation. 

#4 - Noble Gold Investment

To hedge against inflation and to diversify your retirement portfolio you need to invest in gold and silver. Precious metals, which include gold, silver, platinum, and pall provide protection when the markets are seemingly in disarray and also diversify a portfolio when markets are good. There is no bad time to invest with your Gold IRA. 

Noble Gold offers 20+ years of professional investment experience from their team of knowledgeable trusted advisors.  At the helm is Collin Plume the CEO who has investment experience in property insurance, commercial real estate, and precious metals. His vast knowledge and attention to the market make him a valuable leader.

Noble Gold doesn't just advise investors on the precious metals best suited for their portfolio, the team works with financial agents, estate planners, and certified public accountants to ensure everyone is knowledgeable in all aspects of precious metal investments. 

Mission and Vision Statements

When a company focuses on the customers rather than the transaction that makes for a stronger company and a more caring team. Behind the scenes, the team understands that each person has the potential for numerous transactions. Therefore "hard selling" right off the mark can hurt their reputation and turn investors off from a gold IRA. Knowledge is key to investing in bullion. Once an investor decides it's time to diversify, gold and silver are the perfect addition to a portfolio.

Noble Gold can get you started in as little as 5 minutes. And you will be assisted along the way by helpful and caring staff.

What is a Gold IRA?

When you are looking to invest in physical assets in the precious metals niche and you want to be able to buy or sell based on the spot price, then you need to take advantage of a Gold IRA. 

When you purchase in a Gold IRA you don't have to pay capital gains till you sell the asset and liquidate the money from your account. A great tax advantage is you get to take losses but don't acknowledge the gain till the sale. (Consult tax and professional advisor for all tax-related questions).

When you purchase Gold Coins or Bars with Cash you take control of the asset if you choose. You have the option to keep the asset physically in a vault but you can have it sent directly to your home. When you purchase in an IRA the asset must be kept secured in a vault, you cannot take physical possession. Once reach 59 1/2 years of age you can take possession of the gold and pay any tax or sell the gold and liquidate your account to get cash.  

****Current Offerings or Promotions for Noble Gold****

Noble Gold offers FREE precious metals coin(s) with qualifying IRA Rollover. Contact a representative to get more details.

Pros & Cons of Noble Gold

PROS

CONS

Conclusion to Our #4 Choice - Noble Gold for Gold IRA Companies

The Plug highly endorses Noble Gold as a viable self-directed IRA company to diversify your portfolio with the purchase of precious metals. We believe this company's main mission is to educate the public and make sure all investors are making the correct decision when investing in Precious Metals.  

We place Noble Gold as #4 in our 5 Best Gold IRA Companies because of two reasons. First, they are a relative newcomer to the precious metals investment niche. The team has extensive years of knowledge but the business is only 6 years old. Second, they got the #4 spot because they have had negative complaints in the BBB. We do believe they, in a good effort, have dealt with and taken care of the issues. But, since they have some minor complaints we choose them as our 4th best. 

Overall, NOBLE GOLD is a viable option to purchase gold and silver within a self-directed IRA. Do not shy away from this company as the reviews indicate they are a wonderful company with little to no major issues. Proceed to get more information from them to make good investment decisions. 

#5 - Lear Capital

Today, precious metals IRA investors have many options. Many companies have stellar reviews and no major complaints, and others just keep finding themselves on the hot seat.

Before the IRS allowed physical metals to be included in a self-directed IRA, there were bullion dealers in every town nationwide. A place to purchase, trade, and sell, and a small group of competent buyers knowing what they were buying and how the investment fits into their portfolio. 

Since 1997, when the Taxpayer Relief Act allowed the purchase of gold or silver in a self-directed IRA (SDIRA), the number of buyers has skyrocketed. Many companies took their local coin shop and with the advent of the internet to the web and founded Gold IRA businesses. 

Lear Capital was an early adopter of educating and assisting buyers with purchasing gold and silver within their SDIRA. Since 1997, Lear Capital has been helping buyers of bullion and rare coins through IRA accounts with retirement savings. 

What is a Gold IRA?

When you are looking to invest in physical assets in the precious metals niche and you want to be able to buy or sell based on the spot price, then you need to take advantage of a Gold IRA. 

When you purchase in a Gold IRA you don't have to pay capital gains till you sell the asset and liquidate the money from your account. A great tax advantage is you get to take losses but don't acknowledge the gain till the sale. (Consult tax and professional advisor for all tax-related questions).

When you purchase Gold Coins or Bars with Cash you take control of the asset if you choose. You have the option to keep the asset physically in a vault but you can have it sent directly to your home. When you purchase in an IRA the asset must be kept secured in a vault, you cannot take physical possession. Once reach 59 1/2 years of age you can take possession of the gold and pay any tax or sell the gold and liquidate your account to get cash.  

****Current Offerings or Promotions for Lear Capital****

We are unaware of any special discounts, promotions, or free metals offers for Lear Capital. Contact them directly for updated information. 

Why a Precious Metals IRA with Lear Capital

Lear Capital offers several key incentives to work with them when opening a new Gold or Silver IRA. Here are their direct offers:

• Free IRA Set-up and Storage
• Free Gold & Silver Guides
• Price Match Guarantee
• 24-Hour Risk-FREE Purchase Guarantee
• Real-Time Metals Pricing
• Free Evaluation on Metals from Other Dealers

Pros & Cons of Lear Capital

PROS

CONS

Conclusion to Our #5 Choice - Lear Capital for Gold IRA Companies

The Plug has Lear Capital in our Top 5 Best Gold IRA Companies for the following reasons:

1. Length of Time in Business
2. Variety of IRA Approved Product
3. Care for Customers and Service

While we placed Lear Capital in the Top 5, we don't believe they offer better service, data, information, and customer care above our #1 Choice. An investor must know the pitfalls of buying physical precious metals. All dealers should warn their buyers that the price of precious metals is not tied to the stock market and they can decrease in value. Understanding spot prices and premiums will also help you understand how to read your monthly IRA statements. 

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